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C&F Mortgage News and Blog

We are local industry experts who are also your friends and neighbors. We want to provide you the education you need to help you navigate your home financing journey. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference.

Contact a C&F Loan Officer to start your home financing journey.

 

   

    

        

                

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BLOG ARTICLE | OCT 2020

Can I Buy a Home with Student Loan Debt? 

According to the US Department of Education, nearly one-sixth of American adults are riddled with student loan debt, which now tops around $1.6 billion nationwide. It’s no surprise then that many individuals feel they aren’t prepared for the expenses involved with becoming a homeowner.

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PRESS RELEASE | OCT 2020

Welcome Jason Reed

October 14, 2020 (Chesapeake, Virginia) - C&F Mortgage Corporation is thrilled to announce the addition of Jason Reed to the Chesapeake branch. Reed comes from a successful background in sales and is eager to use those skills to begin his career in mortgage lending.

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PRESS RELEASE | OCT 2020

Welcome Shaun Kistler

October 14, 2020 (Chesapeake, Virginia) - C&F Mortgage Corporation is pleased to announce the addition of Shaun Kistler to Chesapeake’s origination team. Kistler joined the team in early October as a loan officer with more than 20 years of experience in sales and service industries. He is passionate about home buying and is eager to begin his journey in mortgage lending.

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BLOG ARTICLE | OCT 2020

7 Tips for a Successful Work-From-Home Experience 

Working from home was once a luxury that many professionals didn’t get to experience. Fast forward to 2020 and nearly everyone began doing so out of necessity. If you happen to be new to the work-from-home experience, you may realize it’s a pretty big adjustment from working in an office. With a few simple tips, you can transform your home into a space that fosters creativity and allows you to be just as productive, or perhaps even more so than sitting at a desk in an office building. In honor of National Work From Home Week (October 7-11), we’re sharing our top advice for making working from home a positive experience.

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PRESS RELEASE | SEPT 2020

Welcome Jacob Smith

September 9, 2020 (Midlothian, Virginia) - C&F Mortgage Corporation is pleased to announce the addition of Jacob Smith to the Glen Allen Branch. Smith transitioned to the C&F Mortgage team in early September as a loan officer, part of the Fulton-Freeman Team, after spending nine years with parent-company C&F Bank.

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BLOG ARTICLE | SEPT 2020

How to Choose the Right Loan Officer for You 

When it comes to buying a home, many potential buyers start by finding a real estate agent that is not only knowledgeable of the home buying process but also pleasant and friendly. Many homebuyers don’t know it’s equally as important to connect with the right loan officer before you start your home finance journey. After all, buying a home is likely the largest purchase you’ll ever make, so having the right person on your side is key! In honor of Mortgage Professional Month, here are a few things to consider when searching for the right loan officer for your needs.

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BLOG ARTICLE | SEPT 2020

Which Type of Mortgage Is Right for Me? 

Buying a home is one of the largest purchases you’ll make in your life, so it’s important to understand the ins and outs before you begin the process. Before you even start looking at homes, it’s a good idea to discuss your mortgage options with a lender. Having realistic expectations on what you can afford and knowing exactly how much cash you’ll need upfront when buying a house will set you up for home buying success.

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PRESS RELEASE | SEPT 2020

Welcome Tyler Wells

C&F Mortgage Corporation is excited to announce the addition of Tyler Wells to the origination team in the Westchester Branch. Wells joined the team in August as a loan officer with experience in origination and processing. He brings an extensive mortgage background from previous roles and strives to be the best local industry expert for his borrowers.

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BLOG ARTICLE | AUG 2020

Working On Your Financial Fitness 

Being financially aware is key to your long-term success. It’s important to understand how to manage your finances to build wealth over time. There are many factors that contribute to your overall financial health, and it’s important to look at the big picture in order to ensure your finances are in good order. There’s no better time than today, National Financial Awareness Day, to focus on this topic - so let’s dive right in!

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PRESS RELEASE | AUG 2020

Jumbo Loan: 7-Year Balloon with 30-Year Amortization 

Looking to finance a home up to $1 million? This jumbo loan product, offered through a local lender, provides the opportunity for homeowners to finance a higher-priced home for 7 years with a 30-year amortization, meaning the monthly payment is kept lower throughout the term of the loan and then the full balance is refinanced at the end of the term (known as a balloon payment).

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BLOG ARTICLE | JULY 2020

Welcome Mike Boyce 

July 29th, 2020 (Midlothian, Virginia) - C&F Mortgage Corporation is pleased to announce the addition of Mike Boyce to the origination team. Boyce joined the team in late July as a loan officer with more than 12 years of experience in the industry. He brings an extensive mortgage background and a passion for helping his borrowers by successfully guiding them through their home financing journey.

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BLOG ARTICLE | JULY 2020

Why Now Is the Time to Buy or Refinance Your Home 

Chances are you’ve heard that mortgage rates have dropped dramatically, and you may be wondering if now is the right time to buy or refinance. Ultimately, making that determination will depend on your individual situation, but there are some compelling reasons why buying or refinancing might be worth considering.

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BLOG ARTICLE | JULY 2020

What to Know Before Buying a Vacation Home

Have you always dreamed of owning a vacation home? It's not a decision to be taken lightly, but if it is something you've always wanted, the process for making that dream come true is not as difficult as you might think.

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BLOG ARTICLE | JULY 2020

Mortgage Do's and Don'ts

Purchasing your home is one of the largest investments that you will make in your lifetime. At C&F Mortgage, we’re here to help you through the process and ensure that you’re successful. There are some important things to note as you go through the mortgage application process - check them out below!

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PRESS RELEASE | JUNE 2020

Welcome Lynn Bossi-Kinsel

June 18, 2020 (Midlothian, Virginia) - C&F Mortgage Corporation is pleased to announce the addition of Lynn Kinsel to the origination team. Kinsel joined the team in early June as a loan officer with more than 30 years of experience in underwriting, closing, origination and lending operations. She will bring extensive mortgage expertise along with excellent communication skills and a passion for problem-solving to the C&F Mortgage Glen Allen Branch.

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BLOG ARTICLE | JUNE 2020

How to Finance Your Home From Your Living Room 

At C&F Mortgage, we’re focused on you and we’ve made it our mission to simplify the mortgage process as much as possible. Nowadays, so much can be done right from the comfort and safety of your own home, so why should applying for a mortgage be any different? We have great news - it doesn’t have to be!

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BLOG ARTICLE | MAY 2020

5 Things to Consider Before Buying a Home 

Determining the right time to buy a home may seem tricky, since there are many variables involved. It often boils down to your individual goals and finances, but it’s also a good idea to keep the current market trends in mind when making your decision. Since buying a home is one of the largest investments you’ll make, it’s important to ensure you consider every angle before making the leap to homeownership. Below, we’ll share five common considerations every potential homebuyer should make before buying a house.

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Blog | 5 reasons to refi

 

 

BLOG ARTICLE | APRIL 2020

5 Reasons You Should Refinance Your Mortgage

As a homeowner, you may encounter scenarios where it makes sense to refinance your mortgage. Refinancing is when you pay off your existing loan and replace it with a new loan. Homeowners often choose to refinance their mortgage because interest rates fall below a certain threshold that leads to a savings on monthly mortgage payments, but there are additional motives for considering a refinance.

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BLOG ARTICLE | APRIL 2020

What are the Benefits of a VA Loan?

Many people believe purchasing a home requires a hefty amount of cash up front, but there are many low to no down payment options available to homebuyers. One of these options is specifically geared toward members of the military – it’s called the VA loan. A VA loan is backed by the Department of Veteran’s Affairs and comes with a plethora of benefits, including no down payment and no mortgage insurance.

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