You’re focused on the pathway to a bright future. We’re focused on you.

Let us help you during your home financing journey.

We offer competitive mortgage solutions
with a commitment to exceed your expectations.

Years Focused on You

Families Supported

Total Closed Loans ($)

Ready to buy a home or refinance?
Let’s get started.

Find a local industry expert

We’re local industry experts who are also your friends and neighbors. Whether you want to communicate online or in person, we’re just a call or click away.

Let’s get connected >>>

—or—

Apply online

With our robust C&F Express online application, you can easily apply directly from your computer or smartphone. Getting pre-qualified has never been easier.

Apply now >>>

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Why C&F Mortgage?

Local Industry Expert

We have 25 years in the business, helped 90,000+ families and closed over $17 billion in loans. We are a trusted local lender focused on your success.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

What’s going on at C&F Mortgage?

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CFGivesBack

We believe that a strong community benefits everyone. That’s why C&F is highly committed to the communities we serve. Our community commitment is perhaps the best example of our “Focused on You” mission.

Looking for a new career? Join the C&F team.