Looking to purchase a home?
At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to homeownership from start the finish. Did you know you could have as low as a 0% down payment to buy a home? Learn more >>>
Why C&F Mortgage?
Local Industry Expert
We have 25 years in the business, helped 90,000+ families and closed over $17 billion in loans. We are a trusted local lender focused on your success.
Innovative Financing Solutions
We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.
Focused on You In-Person or Online
Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.
First-Time Buyer Specialist
Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.
We have access to the financing solution to meet your individual needs!
Low to no down payment options
First-time homebuyer programs
Down payment assistance and grant fund programs
Military veteran programs
Rural community programs
Jumbo loan programs
State housing finance agency programs
Lot loan and construction programs
Variable loan term options
Primary, Second home and Investment property options
Interested in a specific product or program?
C&F UniversityC&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.
Home Financing Process
Frequently Asked Questions
Products and Programs
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