Renovation Loans 101

Renovation Loans 101

Renovation Loans 101 Whether you’re hoping to revitalize your current home or you’re planning to buy a fixer-upper, several renovation loan options can help bring your vision to life. The first step, of course, is to have a great lender before you begin...
Budgeting 101

Budgeting 101

Budgeting 101: How to Build and Maintain A Healthy Budget No matter what phase of life you’re currently in, making smart financial decisions are key to a successful future. This is especially true if you’re planning to purchase a home, whether it’s...
What is PITI and Why is it Important

What is PITI and Why is it Important

What Is PITI and Why Is It Important? The journey to becoming a homeowner may seem a little intimidating, especially with all of the terminologies you have to learn as you go along. Fortunately, having a great lender in your corner means you’ll have guidance...
Understanding Debt-to-Income Ratios

Understanding Debt-to-Income Ratios

There are several considerations that lenders make when determining your creditworthiness. One of these is called your debt-to-income ratio, or DTI. This calculation factors in many of your revolving debts, plus your income, to see how much cash you have flowing in...
3 Mortgage Scams to Be Mindful Of

3 Mortgage Scams to Be Mindful Of

Buying a new home is one of the most exciting times in your life, and it’s one of the most significant investments you’ll make. With that in mind, it’s important that you avoid any potential mortgage scams since you’re working with a hefty...