Educational

What to Look for When Touring Open Houses: A Checklist for Homebuyers Touring open houses is an exciting step in the homebuying journey. But with so many details to consider, it’s easy to overlook critical aspects that could impact your decision. At C&F Mortgage,...

5 Things to Quit Doing to Become a Future Homeowner It's easy to explain what you should do when it comes to becoming a homeowner, but what about the things you shouldn't do? As a matter of fact, there are several things you may be doing that could impact your journey...

What Is PITI and Why Is It Important? The journey to becoming a homeowner may seem a little intimidating, especially with all of the terminologies you have to learn as you go along. Fortunately, having a great lender in your corner means you’ll have guidance every...

Achieving Homeownership with One Income Buying a home is a significant financial milestone, but doing so on a single income can feel daunting. However, with careful planning, strategic budgeting and a clear understanding of your financial landscape, homeownership on...

Home Improvement with a Renovation Loan These days, it seems that everyone is hopping on the DIY train. With tutorials all over social media, YouTube and blogs, it’s no wonder people are trying their hands at home projects! However, some projects, especially larger...

Ensuring a Smooth Transition into Your New Home Congratulations on achieving homeownership! Owning a home is a monumental milestone that brings both excitement and responsibility. Here are some essential post-purchase tips to help new homeowners ensure a smooth...

Should You Rent or Buy Your Home? One of life's big decisions is determining when it's the right time to buy a house. This decision will be different for everyone since it hinges upon individual circumstances - your finances, career, life plans, and more. You often...

5 Tips to Financially Prepare for the Mortgage Process If buying a home is on your agenda this year, it’s time to start planning now! A home purchase is one of the largest financial transactions you’ll make, so it’s important to ensure you’re properly prepared for...

Mortgage Terms to Know Before You Buy Buying a home can seem like an intimidating process, but it doesn’t have to be. Having a great lender and real estate agent in your corner can make for a pleasant experience - however, it can’t hurt to know some of the most common...

8 Ways to Prep Your Home for the Summer Season The warmer weather is on its way, and it will be here to stay for the next few months! As a homeowner, there are some home maintenance projects you should explore to ensure your home is in tip-top shape as we head into...