Renovation Loans 101

Renovation Loans 101

Renovation Loans 101 Whether you’re hoping to revitalize your current home or you’re planning to buy a fixer-upper, several renovation loan options can help bring your vision to life. The first step, of course, is to have a great lender before you begin...
Budgeting 101

Budgeting 101

Budgeting 101: How to Build and Maintain A Healthy Budget No matter what phase of life you’re currently in, making smart financial decisions are key to a successful future. This is especially true if you’re planning to purchase a home, whether it’s...
What is PITI and Why is it Important

What is PITI and Why is it Important

What Is PITI and Why Is It Important? The journey to becoming a homeowner may seem a little intimidating, especially with all of the terminologies you have to learn as you go along. Fortunately, having a great lender in your corner means you’ll have guidance...
Welcome Jack Carpenter

Welcome Jack Carpenter

August 22, 2022 (Midlothian, Virginia) – C&F Mortgage Corporation is excited to announce the addition of Loan Officer, Jack Carpenter, to the Alverser Branch. Carpenter joined the team in August with a passion for finance and people – a fitting combination...
Understanding Debt-to-Income Ratios

Understanding Debt-to-Income Ratios

There are several considerations that lenders make when determining your creditworthiness. One of these is called your debt-to-income ratio, or DTI. This calculation factors in many of your revolving debts, plus your income, to see how much cash you have flowing in...