by cfmortgagecorporation | Nov 28, 2023 | Educational
Understanding Debt-to-Income Ratios There are several considerations that lenders make when determining your creditworthiness. One of these is called your debt-to-income ratio, or DTI. This calculation factors in many of your revolving debts, plus your income, to see...
by cfmortgagecorporation | Nov 13, 2023 | Press Release
November 13, 2023 (Midlothian Virginia) – C&F Mortgage is excited to announce the hire of Jeremi’e Roberts as a Loan Officer to our team of local industry experts. Jeremi’e has been in the mortgage industry for 15 years and his expertise has earned...
by cfmortgagecorporation | Nov 1, 2023 | Educational
What You Should Know About Construction Loans Most people think of existing homes when it comes to buying, but there’s another good option out there: building a house from the ground up. If building seems out of reach to you, it’s time to rethink that...
by cfmortgagecorporation | Oct 24, 2023 | Educational
Should I Get Pre-Qualified to Buy a Home? There are so many buzzwords out there in the homebuying world that it can be hard to keep up! One such word – pre-qualification – tends to pop up frequently, and for good reason. The process of obtaining a mortgage...
by cfmortgagecorporation | Oct 16, 2023 | Educational
5 Reasons You Should Refinance Your Mortgage As a homeowner, you may encounter scenarios where it makes sense to refinance your mortgage. Refinancing is when you pay off your existing loan and replace it with a new loan. Homeowners often choose to refinance their...