Join our team of local industry experts!

We’re focused on you and your success

It’s our mission to provide the tools, resources and expertise you need to build a profitable business. We’ve built a reputation that we are local industry experts focused on exceeding your expectations. We have a team dedicated to your success, and we’d love for you to be a part of C&F Mortgage. Over a third of our employees have been with us for 10+ years, so you’ll build long lasting relationships with your operations and management team. We are invested in our team and even provide a loan officer training school to ensure you have the support you need to succeed. 

C&F Mortgage is a great place to work! C&F has great people and a great reputation in the community and we work hard to provide great customer service!

Danny Murphy
Branch Manager

I’ve been here for 15 years and I love it here. C&F cares about its customers and we have all the programs needed to help them.

Nancy Poteat
Branch Manager

Although all companies like to quote it, C&F truly feels like a family, and everyone will jump in to help each other.

Ray Gunter
Branch Manager

Why C&F Mortgage?

Established Industry Expert

Since 1995, we’ve built our reputation as a trusted lender focused on your success by supporting 100,000+ families, closing $20+ billion in loans and earning a 98% customer satisfaction rating.

Stability and Adaptability

Over a third of our employees have been with us for 10+ years, so you’ll build long lasting relationships with your operations and management team. Our team adapts quickly to industry changes to enable career growth and success.

Engaged Leadership Team

Our executive team has pioneered continuous company growth. Over 60% of our managers have been with us for 10+ years with even more mortgage industry experience

Innovative Financing Solutions

With our large variety of loan options, we are focused on meeting the needs of our borrowers and enabling you to expand your business.

We’ve invested in robust technology.

The mortgage industry is ever-changing, and so is mortgage technology. Our loan officers have the tools they need to build a successful business and help make the mortgage process easier for prospective homebuyers.

C&F Express

This is C&F’s branded Blend application, the leading digital application platform, offering a simpler, more efficient application. C&F Express offers less paperwork, more transparency, faster approvals and a better customer experience.


We offer one of the top loan origination software systems with a team of mortgage software experts constantly optimizing the system to meet your needs.

Expanded Intranet

To provide continuous transparency, we’ve built an expanded Intranet library of resources to help you navigate industry changes.

Simple Nexus

Our technology all interconnects on a mobile platform that enables an on-the-go option for both loan officer and consumer that is easy and user-friendly.


Talk’uments is a personalized mortgage loan tutorial available to your borrowers from the time of loan application to closing. It explains the specific loan product, payments, fees and costs, relevant terms and many other aspects of the mortgage loan cycle in a convenient and interactive online portal.

We’ve expanded marketing support for our team.

We want you to be able to focus on your clients and give them the full attention they need. That’s why we’ve expanded our marketing support to make our loan officers’ jobs easier so they can focus on what’s most important: their clients.

Surefire CRM

Surefire is the #1 most-used mortgage CRM. From emails to flyers, postcards, single property sites to marketing automation for borrowers and referral sources, our all-in-one mortgage marketing CRM is perfect for keeping and growing your business.

Custom Website Landing Page

You will receive your own custom landing page branded to you to share with borrowers and referral sources.

Social Media Support

Social media is an essential part of mortgage marketing. We offer a library of social media content as well as templated materials and a full social media strategy for you to deploy.

Social Survey

Social Survey is an online reputation management company that auto sends an LO-specific branded survey to each of your closed loans. The positive reviews are automatically posted on your social media channels, enabling you to have consistent social media efforts with real testimonials branding you as a local industry expert.

Spanish Content

We’ve professionally translated all of our marketing collateral into Spanish to not only expand our consumer reach but also support our loan officers and provide a better borrower experience. 

And much more!

We have access to the financing solutions your borrowers need.

We’re focused on providing a large variety of loan options to help you meet the needs of all borrowers and enable you to expand your business.


Low to no down payment options


First-time homebuyer options


Down payment assistance and grant fund options


Military veteran options


Rural community options


Renovation options


Jumbo loan options


State housing finance agency options


Construction options


Condo loan options


Variable loan term options


Manufactured housing options


Primary, Second home and Investment property options


Non-QM options

Want to view all of our available products and programs?

We’ve got you covered.

For us, a caring environment includes providing each and every employee with great benefits that keep them happy, safe and healthy in and out of the office.


  • Excellent health insurance including vision and dental
  • Life insurance
  • 401k with company match
  • Competitive compensation packages
  • Yearly top producers President’s Club all-inclusive resort vacation

We’d love for you to be a part of the C&F Mortgage team. We’re ready to help you grow, contact us today!

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