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4 Reasons to Buy a Home in the Winter Chances are, you’ve heard that the best time to buy (and sell) is during the spring and summer months. It’s true that many people, especially those with school-aged children, opt to make a move while school is out to avoid...
Understanding Debt-to-Income Ratios There are several considerations that lenders make when determining your creditworthiness. One of these is called your debt-to-income ratio, or DTI. This calculation factors in many of your revolving debts, plus your income, to see...
8 Ways to Save Money This Holiday Season Saving money is something we can all strive to improve on, but especially around the holidays as we’re tempted from every direction to spend our hard-earned money. Cutting out frivolous purchases is easier said than done, but...
What You Should Know About Construction Loans Most people think of existing homes when it comes to buying, but there's another good option out there: building a house from the ground up. If building seems out of reach to you, it's time to rethink that belief! Not only...
Should I Get Pre-Qualified to Buy a Home? There are so many buzzwords out there in the homebuying world that it can be hard to keep up! One such word - pre-qualification - tends to pop up frequently, and for good reason. The process of obtaining a mortgage on a home...
5 Reasons You Should Refinance Your Mortgage As a homeowner, you may encounter scenarios where it makes sense to refinance your mortgage. Refinancing is when you pay off your existing loan and replace it with a new loan. Homeowners often choose to refinance their...
Mortgage Do’s and Don’ts Purchasing your home is one of the largest investments that you will make in your lifetime. At C&F Mortgage, we’re here to help you through the process and ensure that you’re successful. There are some important things to note as you go...
How to Choose the Right Loan Officer for You When it comes to buying a home, many potential buyers start by finding a real estate agent that is not only knowledgeable of the home buying process but also pleasant and friendly. Many homebuyers don’t know it’s equally as...
Refinancing Your Home to Help Fund Your Children's Education August is here, which means it's officially the kickoff to back-to-school season. A good education goes a long way in life, but sometimes obtaining that education costs a pretty penny! As a parent, you'll...
How to Finance Your Home From Your Living Room At C&F Mortgage, we’re focused on you and we’ve made it our mission to simplify the mortgage process as much as possible. Nowadays, so much can be done right from the comfort and safety of your own home, so why should...