Educational

Should I Get Pre-Qualified to Buy a Home? There are so many buzzwords out there in the homebuying world that it can be hard to keep up! One such word - pre-qualification - tends to pop up frequently, and for good reason. The process of obtaining a mortgage on a home...

5 Reasons You Should Refinance Your Mortgage As a homeowner, you may encounter scenarios where it makes sense to refinance your mortgage. Refinancing is when you pay off your existing loan and replace it with a new loan. Homeowners often choose to refinance their...

Mortgage Do’s and Don’ts Purchasing your home is one of the largest investments that you will make in your lifetime. At C&F Mortgage, we’re here to help you through the process and ensure that you’re successful. There are some important things to note as you go...

How to Choose the Right Loan Officer for You When it comes to buying a home, many potential buyers start by finding a real estate agent that is not only knowledgeable of the home buying process but also pleasant and friendly. Many homebuyers don’t know it’s equally as...

Refinancing Your Home to Help Fund Your Children's Education  August is here, which means it's officially the kickoff to back-to-school season. A good education goes a long way in life, but sometimes obtaining that education costs a pretty penny! As a parent, you'll...

How to Finance Your Home From Your Living Room At C&F Mortgage, we’re focused on you and we’ve made it our mission to simplify the mortgage process as much as possible. Nowadays, so much can be done right from the comfort and safety of your own home, so why should...

3 Things to Consider Before Buying a Vacation Home If you’re like many of us, you’ve probably wondered what it would be like to have your own vacation home. After all, there’s nothing better than a place that you can visit on your own schedule and offers you the...

Can I Buy a Home with Student Loan Debt? According to the US Department of Education, nearly one-sixth of American adults are riddled with student loan debt, which now tops around $1.6 billion nationwide. It’s no surprise then that many individuals feel they aren’t...

5 Things to Consider Before Buying a Home Determining the right time to buy a home may seem tricky since there are many variables involved. It often boils down to your individual goals and finances, but it’s also a good idea to keep the current market trends in mind...

What are the Benefits of a VA Loan? Many people believe purchasing a home requires a hefty amount of cash upfront, but there are many low to no down payment options available to homebuyers. One of these options is specifically geared toward members of the military –...