by cfmortgagecorporation | Nov 28, 2023 | Educational
Understanding Debt-to-Income Ratios There are several considerations that lenders make when determining your creditworthiness. One of these is called your debt-to-income ratio, or DTI. This calculation factors in many of your revolving debts, plus your income, to see...
by Amy Robertson | Nov 15, 2023 | Educational
8 Ways to Save Money This Holiday Season Saving money is something we can all strive to improve on, but especially around the holidays as we’re tempted from every direction to spend our hard-earned money. Cutting out frivolous purchases is easier said than done, but...
by cfmortgagecorporation | Nov 1, 2023 | Educational
What You Should Know About Construction Loans Most people think of existing homes when it comes to buying, but there’s another good option out there: building a house from the ground up. If building seems out of reach to you, it’s time to rethink that...
by cfmortgagecorporation | Oct 24, 2023 | Educational
Should I Get Pre-Qualified to Buy a Home? There are so many buzzwords out there in the homebuying world that it can be hard to keep up! One such word – pre-qualification – tends to pop up frequently, and for good reason. The process of obtaining a mortgage...
by cfmortgagecorporation | Oct 16, 2023 | Educational
5 Reasons You Should Refinance Your Mortgage As a homeowner, you may encounter scenarios where it makes sense to refinance your mortgage. Refinancing is when you pay off your existing loan and replace it with a new loan. Homeowners often choose to refinance their...
by cfmortgagecorporation | Sep 25, 2023 | Educational
Mortgage Do’s and Don’ts Purchasing your home is one of the largest investments that you will make in your lifetime. At C&F Mortgage, we’re here to help you through the process and ensure that you’re successful. There are some important things to note as you go...
