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Bryan Parker

Area Sales Manager, NMLS# 448597

Address: 5836 Fayetteville Rd, Suite 201, Durham, North Carolina 27713
O: 919.880.4226
E: bparker@cfmortgagecorp.com

Your Local Industry Expert.

At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start to finish. Contact us today to learn more about the mortgage process and how we can work together on your journey to home financing.

Customer Reviews

  • We loved working with Bryan. He was always on top of things and would communicate changesRead more
    5.00
    Micah H.
    March 26, 2025
  • Very thorough, excellent communicator; great at providing timely updates. ~ Anne Leanos, Broker/REALTOR, Wilmington, NC
    5.00
    Anne L.
    March 26, 2025
  • Great communication throughout the whole process.
    5.00
    Clark S.
    March 04, 2025
  • Bryan was available, communicative and delivered results even quicker than expected. All around excellent experience and I'll be referring his services in the future!
    5.00
    Darcey R.
    March 04, 2025
  • Bryan was amazing from start to finish! Communication, knowledge, professionalism and ability to navigate a complicated transaction was simpoly the best!
    5.00
    Andrea H.
    January 07, 2025
  • Bryan went above and beyond throughout this process with me and my daughter. Have relocated, being unaware of mortgage rates etc, Bryan spent a tremendous amount of time explainingRead more
    5.00
    Sharon W.
    January 07, 2025
  • In addition to great communication there was innovative thinking and problem solving. That is what turned my exploratory trip into a purchasing trip. Bryan communicated every step ofRead more
    5.00
    Robert W R.
    December 31, 2024
  • Thank you for finding creative and thoughtful ways to help my clients qualify for homes and use their funds wisely to acquire their loans. Your expertise and advice is outstanding and my clients always benefit from working with you.
    5.00
    Kelsay B.
    December 28, 2024
  • Bryan was awesome-he walked us through the process and explored every avenue of possibilities to ensure he was offering us the best possible mortgage.
    5.00
    Amy Elizabeth G.
    December 16, 2024
  • Brian is always so kind and very responsive and helpful and patient. My clients always feel so well taken care of he does an excellent job with keeping us trackRead more
    5.00
    Doreen H.
    November 24, 2024
  • Clear and close communication with Bryan.
    4.66
    Mario Rene M.
    November 21, 2024
  • He did my first mortgage after my husband died and he was professional, knowledgeabl, supportive Read more
    5.00
    Sharon S.
    November 05, 2024
  • Bryan made the process so easy for me and my client. Anything we needed or had questions about, Bryan was on it ASAP. Highly recommend Bryan!
    5.00
    Madilyn Olivia C.
    November 03, 2024
  • Great communication
    4.83
    John Del G.
    November 03, 2024
  • Bryan was extremely helpful and was great about answering all my questions thoroughly and quickly. I actually started out my home buying process with a different loan officer and companyRead more
    5.00
    Rory G.
    November 02, 2024
  • Bryan was exceptional throughout our move from PA to NC. He guided us every step of the way and was always available to answer our questions or address our concerns.Read more
    5.00
    Martin L.
    August 05, 2024
  • Bryan made it easy by outlining everything we needed up front. There were no surprises and no hiccups with getting the loan. He was very clear with all his instructions and very responsive. He’s honestly AWESOME!!!!
    5.00
    Miranda Jean T.
    August 04, 2024
  • Bryan always answers my calls and responds to emails with the advice I am seeking. He is so friendly and naturally kind, when you work with Bryan, he makes youRead more
    5.00
    Laura S.
    August 01, 2024
  • Bryan ensures that everything went smoothly and communicated every step of the way!
    5.00
    Jennifer W.
    July 30, 2024
  • Bryan’s attention to detail and overall preparedness allowed us to always be at ease through this challenging process. We would referred anyone looking to buy a home to Bryan and his team.
    5.00
    Matthew Austin B.
    July 29, 2024
  • Bryan saved the day!! On the day of closing, he was able to modify the closing statement to reflect an agreement between the seller and buyer that changed some ofRead more
    5.00
    Erin R.
    July 25, 2024
  • It was a pleasure working with Bryan! He always kept us informed and was available to help us any time we needed him! Bryan is a top notch resource onRead more
    5.00
    Jose B.
    June 05, 2024
  • Bryan Parker is the best. He is knowledgeable, responsive, and he get's the job done. I am so grateful to him--always.
    5.00
    Kitty S.
    June 03, 2024
  • Bryan worked with us for several months through different options (pre-approval with or without selling our current home + monthly cost differences for all of our price points with thoseRead more
    5.00
    Abigail Rose S.
    June 03, 2024
  • Ease of process
    5.00
    Lin S.
    May 28, 2024
  • Excellent communication throughout and really went above and beyond to help us straighten things out with a bank to make sure the wire transfer went through without a hitch.
    5.00
    Krystal W.
    May 27, 2024
  • Bryan is awesome!
    5.00
    Reese A J.
    May 27, 2024
  • Fantastic to work with and is well versed in their field. Went out of their way to assist us in a pinch and quickly followed up to any questions we had.
    4.66
    Adolfo W.
    May 16, 2024
  • This is my third business dealing with Bryan since 2016, and each time he has exceeded my expectations. He's extremely knowledgeable, professional and efficient.
    5.00
    Michael James O.
    April 28, 2024
  • Very responsive
    4.83
    Amanda M G.
    April 04, 2024
  • Best experience I’ve had with Monarch
    5.00
    Dennis Lee G.
    April 01, 2024
  • Bryan was so helpful and explained everything every step of the way!
    5.00
    Anna Rebekah Wolfe C.
    March 20, 2024
  • Bryan is always incredibly responsive, available and goes above and beyond in helping my clients. He takes time to talk with them, explain transaction details, and follow-up with great visuals and information. I always appreciate his spirit and attentiveness.
    5.00
    Doreen H.
    March 20, 2024
  • Good relationship with Bryan. Lots of communication.
    5.00
    William N B.
    February 27, 2024
  • I was weary of the mortgage process due to the amount of money and years required. Brian not only was very reassuring but was willing to take the time toRead more
    5.00
    Daniel Alexander J.
    February 26, 2024
  • Bryan took his time to educate us and make sure we were confident with the process. His approach drastically reduced my wife’s anxiety ( very important) We felt comfortable inRead more
    5.00
    Colin B.
    January 22, 2024
  • As a first time home buyer Bryan took the time to educate us about the home buying process from start to finish which provided us great comfort and confidence goingRead more
    5.00
    Meghan B.
    January 20, 2024
  • Bryan is just the best lender to work with. He is communicative, responsive, informative and just generally great to work with. I would highly recommend him, and IRead more
    5.00
    Kitty S.
    January 19, 2024
  • Bryan was always accessible, and very responsive. He made the process clear, and made sure we closed in a timely manner.
    4.83
    Jacob S.
    October 04, 2023
  • Mr. Parker promptly provided guidance and assistance at every step of the way. His calm professionalism was helpful and reassuring.
    5.00
    Diana Leigh M.
    September 11, 2023
  • Everything went smooth and got the details and even advice as the process went on. Very happy with the work by Bryan
    5.00
    Rene L.
    July 11, 2023
  • Bryan kept me updated every step of the way. He is very responsive. He was available late on a Saturday afternoon to get my clients preapproved so weRead more
    5.00
    Julie P.
    June 07, 2023
  • Bryan is an exceptional person who made the transaction very easy, keep us informed throughout the process and completed the transaction in a very short time frame. He is veryRead more
    5.00
    Robert A M.
    June 07, 2023
  • Bryan's speed, transparency, and thought-partnership provided confidence for our financial position in a market that is so volatile and anything but confidence making.
    4.83
    Sophie M.
    May 10, 2023

Why C&F Mortgage?

Local Industry Expert

We’ve built our reputation as a trusted lender since 1995 by supporting 100,000+ families, closing $21+ billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

Helpful Articles

Let’s get your home financing journey started.

Ready to get started?  

Apply Now

Have questions or need support?

How do I download the mobile app?

When your loan officer sends you the link to apply for a loan or you click on the apply now link, this is the process to start your loan and how you download the mobile app.

DownloadingApp1

Enter your email address and create a password.

DownloadingApp2

Click on the link in the email you receive to download the app.

DownloadingApp3

Open the app in app store to download. Download the app.

DownloadingApp4

After downloading the mobile app for the first time, getting signed into the app will require a small setup process. After opening up the app, the home screen will display two options: ‘Get Started’ and ‘Sign In.’ Using the ‘Sign In’ button will be used once your username and password has been setup. For first time users, we will want to select the ‘Get Started’ button to create your account profile.

DownloadingApp6

After selecting ‘Get Started’ you will be taken to a screen to enter the email address you would like to use for your account profile. Be sure to check the spelling is correct and then tap on the ‘Connect’ button to proceed. If the email listed is not listed in our system, you will then be asked to provide additional information, such as your name and phone number so that we can save that data for your loan officer’s use.

DownloadingApp7

If the email address provided already is recognized in our system, rather than require more information, you will be taken to a page where we will send out a verification code to the email address. The verification code can be sent either by email or text. Select the ‘Send Code’ button to get that code issued out.

DownloadingApp8

After the account profile has been created and the password set, you will be directed back to the home screen. Tap on the ‘Sign In’ button to proceed with logging into your app.

DownloadingApp9

Enter the email address and password in the fields provided, then tap on the ‘Sign In’ button below, which is the login credentials are correct, will take you to the home or ‘Info’ tab of the mobile app where you can then begin to use the app as needed.

What documents do I need to apply?

To provide you with an accurate pre-qualification and process your loan application, we will ask you for a variety of documentation. Please note different programs require varying documentation.

At a bare minimum to complete your initial loan application, you will need the following:

  • 30 days paystubs
  • 2 months bank statements
  • Government issued ID
  • 2 years W-2s

In addition to the list above, if you meet any of the scenarios below we will request additional documentation:

Divorced or Separated:

  • Divorce Decree and/or
  • Separation Agreement

Self-employed:

  • 2 years tax personal tax returns
  • Based on type of self-employment, **may need business tax returns

Social Security Income:

  • 2 years 1099
  • Awards Letter

Receiving a Monetary Gift:

  • Gift Letter
  • Based on Financing type, Gift Documentation will be different

Fully Ratified Sales Contract (Purchase only) once offer is accepted:

  • Fully Ratified Sales Contract

Veteran / VA Loan:

  • DD-214 and/or
  • Statement of Service
How do I provide my bank statements?

As a part of the loan application process, we need the last 2 months of your bank statements for your loan application. There are three ways to upload your bank statements:

  • Automatically syncing your financial institution(s) within the app (ideal scenario)
  • Digital e-statement from your financial institution(s) online banking platform
  • Scanned printed statements from your financial institution(s)

Syncing within the App

When the question comes up to verify your assets, click on the “Automatic Check” option to continue.

After clicking the Automatic Check button, you will be able to select and/or search your financial institution where your checking, savings, investment and/or retirement accounts are held.

As you type, the search engine will produce a list of close matches. 

 

Once the login page is displayed, enter your online banking credentials to sign in. Because your security is our highest priority, your login credentials are never visible to anyone and are encrypted to ensure confidentiality.

Once AccountChek is authorized to connect to your financial institution, you will be taken to the Review and Submit page. You can click +Add Another Financial Institution to add more accounts while we finish gathering account data.

Once you have added all accounts needed to qualify for your loan, please select which accounts you would like to share by checking the checkbox to the right of each account. Once all desired accounts are Linked, click Finish & Share to complete the process! Your lender will notify you if you need to log back in and provide further information.

If you could not connect your financial institution within our automatic portal, you can provide them manually to us in the following ways:

  • Digital e-statement from your financial institution(s) online banking platform
  • Scanned printed statements from your financial institution(s)

Note: We need the actual bank statement with all pages listed, even if the last page is blank. We cannot use screenshots. We need a statement for each bank account you have.

Uploading Digital E-statement

Login to your financial institution’s online platform (preferably on your desktop)

Typically, there should be a section under your account that says “Documents” or “Statements.” Below are two examples of how it might look:

On this page, you should be able to select the statements you would like to download by either a download icon (arrow pointing down) or selecting the check box next to the two months of statements you would like to download. An example of how it might look:

When you click the download button, you will need to save these as a PDF to your computer. To save, you can do so by clicking “Save As” on the initial download or if they open on your computer you can click “File” and then “Save As.” Or, you can click the “Print” icon or “File” and then “Print” then you could change the Printer to “Save to PDF.” Example below:

Finally, login to your Simple Nexus application and upload these documents directly within your portal. Go to the “Documents” tab and upload the PDF.

Scanning Printed Statements:
To scan printed statements, please view the how-to guide below that says “How do I scan documents within the mobile app?”

How do I provide my income documentation?

As the loan application is being filled out, we need 30 days of pay stubs for your loan application.  There are three ways to upload your income documentation:

  • Automatically syncing your payroll provider within the app (ideal scenario)
  • Digital pay stub PDF from your payroll provider
  • Scanned printed pay stub

Syncing within the App

You can connect automatically within our app, or you can opt to manually enter the information.

By selecting “Automatic Check” a screen will then load where you will be presented with a search menu. You can search for your employer.

As you type, the search engine will produce a list of close matches. 

Click on your employer’s name and click Continue.

Next you will be asked to select your Payroll Provider. Click on the provider name. After reviewing permissions, click Continue to pull up the login page

Once the login page is displayed, enter your payroll provider credentials to sign in. Because your security is our highest priority, your login credentials are never visible to anyone and are encrypted to ensure confidentiality. If you do not know your login credentials, use the “reset now” link below the submit button.

If you could not connect your payroll platform within our automatic portal, you can provide the following documentation manually to us:

  • Digital pay stub PDF from your payroll provider
  • Scanned printed pay stub

Note: We need a full 30 days of pay stubs, so if the last two payroll cycles are less than 30 days, please pull an additional pay stub. We need the actual PDF download, we cannot use screenshots.

Uploading Digital Pay stub PDF

Login to your payroll provider offered by your employer, such as ADP or UKG
Find your pay statement, typically under “Pay” and “Pay History.” Pay History will allow you to capture more than one pay stub, as we need 30 days. An example of how it might look:

You should either be able to select multiple pay statements and click the download icon (arrow pointing down). Or, click into each individually and click the download icon. An example of how it might look:

When you click the download button, you will need to save these as a PDF to your computer. To save, you can do so by clicking “Save As” on the initial download or if they open on your computer you can click “File” and then “Save As.” Or, you can click the “Print” icon or “File” and then “Print” then you could change the Printer to “Save to PDF.” Example below:

Finally, login to your Simple Nexus application and upload these documents directly within your portal. Go to the “Documents” tab and upload the PDF.

 

Scanning Printed Pay stub:

To scan printed pay stubs, please view the how-to guide below that says “How do I scan documents within the mobile app?”

 

How do I scan documents within the mobile app?

Uploading required documentation for your mortgage application is necessary to ensure your loan can move forward. This process can be done in one of two ways:

  1. From the web dashboard
  2. From the mobile app

Both options are perfectly fine, but they have unique aspects to it worth mentioning. Uploading a document from a mobile device has you create the document file as you go through the process using our mobile scanner feature, whereas the Web Dashboard will require the documents already be scanned in and saved to the computer being used.

Using the Mobile App, uploading documents starts by selecting the ‘Add Document’ as shown below.

add document

From Add Document, select the option that is needed to make sure you get the document uploaded.

  • Take a Picture – Start the process of getting the document(s) to your
  • Send a File – Select a file on your phone if the document is already on the
  • Drafts & Sent – Resume sending a document that you’ve already started the process with

As we are starting the process, select the ‘Take Picture’ option. (nothing will be saved to your phone)

take picture

First you will need to name the document you are uploading. There is a list of options already you can select if you find the document name that you are uploading. If you don’t see the title of the document you are uploading, you are able to name it whatever you would like. Once the document name is intact, select ‘OK’ to continue.

click ok

A scan mode option will then be displayed. Most cases, ‘Recommended setting’ works just fine for all documents, but for color documents, such as licenses and IDs, we have a ‘Requested in Color’ option for that. Choose the scan type and click ‘OK.’

scan mode

A set of scanning instructions will be shown giving the user tips on how to properly scan the document. Your camera will then turn on letting you take the photo of the document. When you have the document fully lined up properly, select the middle button on the bottom option to take the scan.

scan crop

Once the scan is taken, there will be a cropping tool that will let you make any adjustments needed. Once the adjustments are made, select the ‘Crop’ option to continue. If you need to take a scan of the document again though, you are able to click ‘Back’ to retake the scan of the document.

scan crop back

Next will be a contrast adjustment filter to make sure the document is clearly legible. Once you can read it clearly, select ‘Done’ to finalize these edits.

adjust contrast

After completing the edits to the scan, there will be a review page where you give a final approval on the document. If the document looks great, you can click ‘Send’ to upload the document to your account profile. If the document has more than one page, you can instead click the ‘Add Page’ option to scan the next page, where you can repeat this process until you have the full document ready to upload.

send

Once you are done, select the ‘Send Securely’ button to upload the document. You will get a confirmation once the document has upload successfully, and you can then close out of the app, or you can instead just click the ‘OK’ button that would appear to go back to the home page of your app.

send securely

Final notes: Scanning your documents in via the app is secure. Also, the scanned documents are not saved on your phone like they would be if you take a picture and send them in via email.

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