Perry Shelton

Perry Shelton

Branch Manager, NMLS# 861228

  • 1400 Alverser Drive
    Midlothian, VA 23113
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The loan officer you work with can make or break your mortgage experience. And because there is a lot riding on your choice of home financing, we don’t take our jobs lightly at C&F Mortgage Corporation.

As a customer of ours, you can expect sound guidance from a skilled, experienced professional. Our licensed loan officers receive extensive training and are required to fulfill continuing education to stay at the top of their field. From pre-qualification to loan closing, you’ll receive legendary service from a local lender who provides you with accurate, up-to-date financing options that best fit your needs. Your loan specialist will take responsibility for personally seeing your loan processing through to completion, while promptly and respectfully responding to any questions along the way.

C&F loan officers are determined to help you reach your homebuying or refinancing goal as quickly and as economically as possible. The result is a custom-built mortgage that you can feel confident about.

  • Any questions and concerns I had he was always available when I needed them. He is very helpful in every way. He helped me with paper work and always got back to me right away with everything.



  • Perry walked me through the steps of the intricate loan process, and helped me make the right decisions, he was a straight-shooter and took the time to advise me when I needed it. Perry made my house buying experience as easy as possible e en when those inevitable hiccups happened along the way. I would HIGHLY RECCOMEND him to any future buyers that are in the market. Even if you are nervous and unsure being a first time buyer, give him a shot, he will certainly lighten the load and help you on your journey. I can't say enough about him and his staff, they were a top notch choice for me, and I am positive they will be for you.



  • This was my first house purchase and, like many, had no clue what to do or where to begin. Perry guided me through the financial process and answered every one of my many phone calls and emails to provide me peace of mind. I had worked with another lender previously, but decided to speak with him on a recommendation. I am absolutely thrilled I decided to speak with him because he worked to find me the best option and assistance the other lender told me wasn't an option. A+ service all the way.



Know your numbers

Use these handy resources to determine your anticipated homebuying costs, based on the interest rate, down payment, and other variables of your unique situation.

Don’t know your interest rate?

Interest, the charge paid for borrowing money, is calculated as a percentage of the amount borrowed. Because interest rates fluctuate daily, sometimes hourly, the best way for you to obtain your ideal rate is to contact an experienced C&F Mortgage loan officer in your area.

(Calculators will be Ellie Mae widgets within the page)
Ellie Mae is updating their portal, but this is the current link to the calculators

Home Financing Made Easy

Explore the mortgage process and learn what products & programs are available.

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