Randi Simmons
Randi Simmons

Mortgage Specialist, NMLS# 809779

Address: 1400 Alverser Drive, Midlothian, Virginia 23113
O: 804.858.8368 M: 804.586.6016 F: 804.823.2573

Your Local Industry Expert.

At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start to finish.

Contact us today to learn more about the mortgage process and how we can work together on your journey to home financing.

Randi was so helpful and personable, we immediately felt like we could trust her which is so important in the homebuying process. She was so prompt at responding to any questions and all paperwork, she made sure the whole process was smooth and quite honestly stress free! We couldn’t have been more blessed to have gotten to work with her and C&F. Thank you!

by Mary Sudie I.

Randi was nothing short of fantastic throughout the entire refinancing process. She made everything very clear, easy, and outstanding in terms of communication and assistance. Will definitely use Randi when I go to purchase my next home!

by Jerry Lynwood B.

Randi was awesome! Great communication throughout the process and helped get things across the finish line in the timeline we expected.

by Stephen D.

Why C&F Mortgage?

Local Industry Expert

We’ve built our reputation as a trusted lender since 1995 by supporting 100,000+ families, closing $20+ billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

Start your education journey

Home Financing Process

Who's Involved

After the Loan Closes

Credit Education

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FAQ

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Required Documentation

Mortgage Calculators

Products and Programs

Affordable Housing Opportunities

Mortgage Interest Rates

Helpful Articles

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