An Established Local Lender Invested in the Future of Our Customers

Since 1995, C&F Mortgage Corporation has taken pride in financing our customers’ dreams with an impeccable combination of competitive home mortgage solutions and legendary service.

As a wholly owned subsidiary of Citizens and Farmers Bank, we serve Mid-Atlantic markets throughout Virginia, Maryland, North Carolina and West Virginia, with headquarters in Midlothian, Virginia.

In addition to originating single-family residential loans, C&F Mortgage Corporation provides ancillary mortgage loan origination services for residential appraisals through our subsidiary Certified Appraisals, LLC. Through our subsidiary Lender Solutions, LLC, we also provide certain mortgage origination functions to third parties.

Our Story


Our Vision: Quality Service, Quality People, Quality Work Environment

C&F Mortgage Corporation offers a variety of reliable programs to assist a wide range of borrowers, from first-time homebuyers to long-term homeowners looking to purchase again or refinance. As a local lender committed to in-house processing capability, C&F Mortgage is able to completely manage the entire loan application, underwriting and closing—all under one roof.

Because our goal is to deliver a custom-built mortgage every time, our skilled, well-trained loan officers are experts at listening to customers’ individual needs, helping them determine which loan option is best, and personally taking responsibility for seeing the entire process through.

From pre-qualification to closing, C&F Mortgage customers are treated with prompt, diligent and respectful service, enabling them to reach their homebuying and refinancing goals as quickly, economically and confidently as possible.

Back to Top