Roberta Hammel

Vice President / Branch Manager, NMLS# 525023

Address: 1167 Jamestown Road, Williamsburg, Virginia 23185
O: 757.259.1200 M: 804.586.2425

Your Local Industry Expert.

At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start to finish.

Contact us today to learn more about the mortgage process and how we can work together on your journey to home financing.

Roberta was fantastic through the whole process. Being a first time home buyer I had a lot of questions that she was quick to answer and was never bothered by me asking. Everything was done quickly and efficiently for the 30 day close. I'm forever grateful for all of Roberta's help!

by Kaitlyn L.

Roberta was thorough, had great advice on offer letters and shopping for better rates with insurance and other required services.

by Kimberly Nichole A.

Very professional and friendly. I could tell the staff had my interests in mind. They kept me in the know throughout the process.

By Robert Alistair D.

Why C&F Mortgage?

Local Industry Expert

We’ve built our reputation as a trusted lender since 1995 by supporting 100,000+ families, closing $20+ billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

Start your education journey

Home Financing Process

Who's Involved

After the Loan Closes

Credit Education

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FAQ

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Required Documentation

Mortgage Calculators

Products and Programs

Affordable Housing Opportunities

Mortgage Interest Rates

Helpful Articles

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