Conventional Loan

As low as 3% down payment if first-time homebuyer As low as 5% down payment if not first-time homebuyer Ideal for borrowers with stronger credit history

Conventional: Fannie Mae HomeReady

Program Highlights: As low as 3% down payment Lower mortgage insurance (MI) options Flexible down payment sources Comprehensive homeownership education Income limits vary by location

C&F Portfolio: C&F 7-Year Balloon with 30-Year Amortization

Refinance options may be available for this remaining balance. This program is based on a 20% down payment with an initial period of 7 years amortized for 30 years. At the end of the balloon period, the balance is due and payable. This is an excellent option for...

2-1 Buydown Mortgage product

Year 1: In the first year, the interest rate is 2% lower than the note rate Year 2: In the second year, the interest rate is 1% lower than the note rate Year 3 & Beyond: Once the first two years are completed, interest is calculated at the note rate Program...

FHA Loan

Program Highlights: As low as 3.5% down payment Purchase and refinance options available More credit flexibility Monetary gifts from family accepted toward down payment, closing costs, discount points, and other prepaid expenses allowed Good Neighbor Next Door Program...
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