Buydown Mortgage Products

3-2-1 Buydown: Payment based on a rate 3% lower in Year 1, 2% lower in Year 2, and 1% lower in Year 3. 2-1 Buydown: Payment based on a rate 2% lower in Year 1 and 1% lower in Year 2. 1-1 Buydown: Payment based on a rate 1% lower during Years 1 and 2. 1-0 Buydown:...

C&F Portfolio: C&F Permanent Rate Buydown

This portfolio product offered by C&F provides the opportunity for homeowners to finance their home at a lower rate for 7 years with a 30-year amortization. Program Highlights: Must meet qualifying criteria for the program Rate can be bought down by builder,...

C&F Portfolio: C&F Asset Depletion Product

This portfolio product, offered by C&F, provides the opportunity for homeowners to finance a higher-priced home at a lower rate for 7 years with a 30-year amortization. This allows the monthly payment to be lower than a 30-year fixed rate for the first 7 years,...

C&F Portfolio: 100% Financing Program

This program offers two term options: a 30-year fixed-rate mortgage or a 7/1 ARM (Adjustable-Rate Mortgage). The ARM offers a lower, fixed rate for the first 7 years, giving buyers time to build equity and plan for the future. This is a 30-year loan with an initial...
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