FHA Loan

Program Highlights: As low as 3.5% down payment Purchase and refinance options available More credit flexibility Monetary gifts from family accepted toward down payment, closing costs, discount points, and other prepaid expenses allowed Good Neighbor Next Door Program...

USDA Loan

Program Highlights: Up to 100% financing No cash reserves requirements Closing costs can be financed if certain requirements are met More credit flexibility No first-time homebuyer requirement Property must be primary residence Income and credit restrictions apply...

VA Loan

Program Highlights: Up to 100% financing (purchase only) More credit flexibility No monthly mortgage insurance No first-time homebuyer requirement Gift funds acceptable for closing costs A variety of terms or loan types available Purchase or...

Renovation Loan: FHA 203(k)

Program Highlights: Used for remodeling and repairs Purchase or refinance Primary residence only Loan amount based on the lesser of as-completed value of the home or sales price, plus the total cost of renovation Requires only 3.5% down payment Allows monetary gifts...

Renovation Loan: Fannie Mae Homestyle

Program Highlights: Purchase or refinance Primary, second home or investment property Requires as little as 5% down on primary residences and 10% down on second homes and investment properties
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