Educational

Smart Money-Saving Strategies for Homebuyers Buying a home is an exciting journey, but it’s also a major financial commitment. While it's natural to focus on the down payment and monthly mortgage, there are many other ways to save money throughout the homebuying...

Planning Your Dream Home: How to Estimate Your Monthly Mortgage Payments Whether you're a first-time homebuyer or planning to upgrade to your dream home, knowing what to expect in terms of monthly mortgage payments is essential for budgeting wisely. At C&F...

Why Working with a Loan Officer is Key to Securing Your Mortgage Buying a home is one of the biggest financial decisions you'll make, and choosing the right mortgage is a huge part of that journey. While online calculators and rate comparisons are helpful tools,...

What to Look for When Touring Open Houses: A Checklist for Homebuyers Touring open houses is an exciting step in the homebuying journey. But with so many details to consider, it’s easy to overlook critical aspects that could impact your decision. At C&F Mortgage,...

5 New Year’s Resolutions to Help You Become a Homeowner in 2025 The new year is a time for a fresh start and new opportunities. It’s also a great time to set big goals and begin accomplishing them. If buying a house happens to be on your to-do list for 2025, it’s time...

5 Things to Quit Doing to Become a Future Homeowner It's easy to explain what you should do when it comes to becoming a homeowner, but what about the things you shouldn't do? As a matter of fact, there are several things you may be doing that could impact your journey...

What Is PITI and Why Is It Important? The journey to becoming a homeowner may seem a little intimidating, especially with all of the terminologies you have to learn as you go along. Fortunately, having a great lender in your corner means you’ll have guidance every...

Achieving Homeownership with One Income Buying a home is a significant financial milestone, but doing so on a single income can feel daunting. However, with careful planning, strategic budgeting and a clear understanding of your financial landscape, homeownership on...

Home Improvement with a Renovation Loan These days, it seems that everyone is hopping on the DIY train. With tutorials all over social media, YouTube and blogs, it’s no wonder people are trying their hands at home projects! However, some projects, especially larger...

Ensuring a Smooth Transition into Your New Home Congratulations on achieving homeownership! Owning a home is a monumental milestone that brings both excitement and responsibility. Here are some essential post-purchase tips to help new homeowners ensure a smooth...