USDA Loan

Program Highlights: Up to 100% financing No cash reserves requirements Closing costs can be financed if certain requirements are met More credit flexibility No first-time homebuyer requirement Property must be primary residence Income and credit restrictions apply...

VA Loan

Program Highlights: Up to 100% financing (purchase only) More credit flexibility No monthly mortgage insurance No first-time homebuyer requirement Gift funds acceptable for closing costs A variety of terms or loan types available Purchase or...

Renovation Loan: FHA 203(k)

Program Highlights: Used for remodeling and repairs Purchase or refinance Primary residence only Loan amount based on the lesser of as-completed value of the home or sales price, plus the total cost of renovation Requires only 3.5% down payment Allows monetary gifts...

Renovation Loan: Fannie Mae Homestyle

Program Highlights: Purchase or refinance Primary, second home or investment property Requires as little as 5% down on primary residences and 10% down on second homes and investment properties
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