by synarcon | Jul 15, 2025
As low as 3% down payment if first-time homebuyer As low as 5% down payment if not first-time homebuyer Ideal for borrowers with stronger credit history
by synarcon | Jul 15, 2025
In addition, when interest rates for 30-year fixed-rate mortgages are high, an Adjustable-Rate Mortgage (ARM) loan can be favorable. 7/1 and 10/1 ARMs are 30-year loans with an initial fixed-rate period followed by an adjustable-rate period. 7/1 ARM: Fixed rate for...
by synarcon | Jul 15, 2025
5/5 ARM: Fixed rate for five years and then adjusts every 5 years based on current interest rates. 7/1 ARM: Fixed rate for seven years and then adjusts every year based on current interest rates. 10/1 ARM: Fixed rate for ten years and then adjusts every year based on...
by synarcon | Jul 15, 2025
This program offers two term options: a 30-year fixed-rate mortgage or a 7/1 ARM (Adjustable-Rate Mortgage). The ARM offers a lower, fixed rate for the first 7 years, giving buyers time to build equity and plan for the future. This is a 30-year loan with an initial...
by synarcon | Jul 15, 2025
This portfolio product, offered by C&F, provides the opportunity for homeowners to finance a higher-priced home at a lower rate for 7 years with a 30-year amortization. This allows the monthly payment to be lower than a 30-year fixed rate for the first 7 years,...
