USDA Loan

Program Highlights: Up to 100% financing No cash reserves requirements Closing costs can be financed if certain requirements are met More credit flexibility No first-time homebuyer requirement Property must be primary residence Income and credit restrictions apply...

FHA Loan

Program Highlights: As low as 3.5% down payment Purchase and refinance options available More credit flexibility Monetary gifts from family accepted toward down payment, closing costs, discount points, and other prepaid expenses allowed Good Neighbor Next Door Program...

2-1 Buydown Mortgage product

Year 1: In the first year, the interest rate is 2% lower than the note rate Year 2: In the second year, the interest rate is 1% lower than the note rate Year 3 & Beyond: Once the first two years are completed, interest is calculated at the note rate Program...

Conventional: Freddie Mac Home Possible

Program Highlights: As low as 3% down payment Lower mortgage insurance (MI) options Flexible down payment sources Comprehensive homeownership education Income limits vary by location

Conventional: Fannie Mae HomeReady

Program Highlights: As low as 3% down payment Lower mortgage insurance (MI) options Flexible down payment sources Comprehensive homeownership education Income limits vary by location
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