Bill Hamrick
Bill Hamrick

Vice President / Branch Manager, NMLS# 311116

Address: 3920 Lenox Ave, Charlottesville, Virginia 22901
O: 434.974.1450 F: 804.419.2980

Your Local Industry Expert.

At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start to finish.

Contact us today to learn more about the mortgage process and how we can work together on your journey to home financing.

Bill Hamrick | Branch Manager NMLS #311116
bhamrick@cfmortgagecorp.com |  434.960.9960

Heather Tompkins | Loan Processor 
htompkins@cfmortgagecorp.com | 434.974.1450

The process from start to finish was phenomenal. The communication with the staff was great, very understanding. The time frame from start to finish was accurate as they told us at the beginning. We were notified of every process and closing was easy. I would definitely recommend using them.

by Sandra D.

Bill worked with me to make sure we were all on the same page with my needs. They always answered my emails and call in a timely manner. They made the process smooth and uncomplicated.

by Tessa T.

Bill walked us through every step of the process. Their communication was great, they knew most of the things that would be requested ahead of time and were in constant contact about additional items or clarification that were requested by the underwriters as the process went on. Would highly recommend using them for any new purchase or refinance.

by David C.

Why C&F Mortgage?

Local Industry Expert

We’ve built our reputation as a trusted lender since 1995 by supporting 100,000+ families, closing $20+ billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

Start your education journey

Home Financing Process

Who's Involved

After the Loan Closes

Credit Education

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Required Documentation

Mortgage Calculators

Products and Programs

Affordable Housing Opportunities

Mortgage Interest Rates

Helpful Articles

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