DSCR Loan: Debt Service Coverage Ratio

Product Highlights: Loans up to $3 million with a minimum of $100,000 Qualification based on property cash flow No personal income or employment information required Properties can be in LLC’s name Purchase and cash-out or rate-term refinance 30-year interest...

Medical Professional Program

Product Highlights: Up to 100% financing available No mortgage insurance (MI) required Loan amounts up to $2,000,000 Primary residences only Eligible property types include 1-unit homes, PUDs, warrantable condos, and townhomes Available for the following borrowers:...

HELOC for Seniors

Program Highlights: Access home equity with interest‑only payments, fixed rates per draw, and no required payoff until the home is sold 10‑year draw period with up to 25 total draws 80% minimum draw at closing Loan amount up to $400,000 Interest‑only monthly payments;...

Virginia Housing: FHA Product

Program Highlights: FHA insured As low as 3.5% down payment Liberal credit qualifying As low as 1% down with Virginia Housing DPA Grant Eligible for Virginia Housing’s Down Payment Assistance grant (DPA) (restrictions apply) Eligible for Virginia Housing’s Plus Second...
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