North Carolina Housing: NC 1st Home Advantage

Program Highlights: Up to $15,000 in down payment assistance Must be a first-time home buyer (haven’t owned a home as principal residence in the past three years) or a military veteran or are buying in a targeted census tract Must meet the income and sales price...

North Carolina Housing: NC Home Advantage Mortgage

Repayment of all of our down payment options is required only if you sell, refinance or transfer your home before year 15 – the down payment assistance is forgiven at 20% per year at the end of years 11–15, with complete forgiveness at the end of year 15. Program...

Virginia Housing: FirstHome Dream

Program Highlights: 2% reduction to the interest rate published by Virginia Housing First generation homebuyer* The first mortgage must be one of Virginia Housing’s bond programs (Conventional Bond, FHA Bond, VA Bond or RHS Bond) Various down payment assistance...
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