Conventional Loan

As low as 3% down payment if first-time homebuyer As low as 5% down payment if not first-time homebuyer Ideal for borrowers with stronger credit history

Conventional: Fannie Mae HomeReady

Program Highlights: As low as 3% down payment Lower mortgage insurance (MI) options Flexible down payment sources Comprehensive homeownership education Income limits vary by location

C&F Portfolio: 7-1 ARM with 30-Year Amortization

This portfolio product, offered by C&F, provides the opportunity for homeowners to finance a higher-priced home at a lower rate for 7 years with a 30-year amortization. This allows the monthly payment to be lower than a 30-year fixed rate for the first 7 years and...

2-1 Buydown Mortgage product

Year 1: In the first year, the interest rate is 2% lower than the note rate Year 2: In the second year, the interest rate is 1% lower than the note rate Year 3 & Beyond: Once the first two years are completed, interest is calculated at the note rate Program...

FHA Loan

Program Highlights: As low as 3.5% down payment Purchase and refinance options available More credit flexibility Monetary gifts from family accepted toward down payment, closing costs, discount points, and other prepaid expenses allowed Good Neighbor Next Door Program...
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