Buying for the first time?

Randi Simmons

Randi Simmons

Mortgage Specialist, NMLS# 809779

1400 Alverser Drive, Midlothian, Virginia 23113

O: 804.858.8368 M: 804.586.6016 F: 804.823.2573

C&F Mortgage is focused on making
your home buying dream a reality.

Why C&F Mortgage?

Local Industry Expert

We’ve built our reputation as a trusted lender since 1995 by supporting 90,000+ families, closing $18.5 billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

Home Financing Process


Frequently Asked Questions


Required Documentation

Mortgage Calculators

Products and Programs

Ready to get started?

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