Focused on you and your growth!
Join our team.
It’s our mission to provide the tools, resources and expertise you need to build a profitable business. We’ve built a reputation that we are local industry experts focused on exceeding your expectations. We have a team dedicated to your success, and we’d love for you to be a part of C&F Mortgage. Over a third of our employees have been with us for 10+ years, so you’ll build long lasting relationships with your operations and management team. We are invested in our team and even provide a loan officer training school to ensure you have the support you need to succeed.
LOOKING TO GROW YOUR BUSINESS?
Let’s be honest–you don’t just need a company, you need a partner.
From drumming up new business to closing loans and keeping your clients (and referral sources) happy, we’re in it with you from start to finish.
Here’s what we can offer:
BEST IN CLASS PRODUCTS
Portfolio products:
- 1x & 2x Construction to Permanent
- 7yr Balloon with extended lock option
- 100% Financing with no income or property restrictions
- ITIN program up to 95% LTV
- 7/1 and 10/1 yr ARM portfolio programs
- Second home option up to 90% LTV
Down payment assistance programs
Renovation loans
Non-QM products
Interest Rate Buydowns
FHLB Grant Programs
VA and NC Housing Finance Agencies
And all of the standard programs you’ll ever need
ACCESS TO BANK PRODUCTS & SERVICES
HELOCs, Lot loans & Bridge loans
Financial services & wealth management support
—Charles Merrill
VP / BRANCH MANAGER
I recently had a $7.8MM month, the best month of my career, which reflects my steady volume growth year over year. I could not have accomplished these milestones without the product lineup, business development assistance and support of the entire operations team here at C&F.
LOOKING FOR ACTUAL SUPPORT?
You’ll find it here.
From sales strategy to ops assistance, we’ve built a platform that
actually supports you and helps grow your business.
YOUR BUSINESS DEVELOPMENT TEAM
Not just marketing
Access to hundreds of flyers, email templates, and social media posts
Social media content calendar
Timely market news to stay top-of-mind with referral partners
Pre-built rate drop alerts for past clients
A 10-year automated borrower journey - from application to long after closing
Lead nurture and tracking systems to convert more prospects
Referral source and lead tracking platform
Database reviews to uncover new business opportunities
Event planning and hosting assistance
Builder Kit to help grow and manage your builder relationships
—Will Ballentine
SVP / BRANCH MANAGER
I’ve worked at several top-tier mortgage companies, but none match the cutting-edge tech, strong products, business development, operational support and direct access to leadership like C&F.
WANT TO MAKE MORE MONEY AND FEEL MORE SATISFIED AT WORK?
At C&F, caring isn’t just talk–it’s how we show up for our people.
Creating a supportive environment means making sure every employee has the tools they need to build a thriving business. Here’s what we bring to the table:
Competitive products and pricing
Competitive compensation package
A sales culture with operational support
Best in class tech stack and business development support
SALES SUPPORT & CULTURE
Monthly Sales Calls keep you informed, inspired, and ahead of the game. Led by leadership and top producers, we cover the following:
Company production insights
Market insights
Key industry updates
Product highlight led by a top producer on how to sell the product
Strategies to help you close more deals and grow your business
President’s Club includes a sales trip and recognition for top producers.
Sales Council: Made up of our top producers, this group provides real insights from the street, helping shape initiatives and drive decisions that truly support our team’s success
OPERATIONAL SUPPORT
Our streamlined operations and expert support team have a focused attention on production to ensure your loans move smoothly through the system, so you can close more deals with confidence and ease.
We have no layers of middle-management, all of our operations managers are available so problems are escalated and reach decision makers immediately, including the President.
KEY HIGHLIGHTS
Scenario and product placement help desk
Robust products & programs support infrastructure with all investors, guidelines and matrices
Pipeline management oversight to ensure we meet closing dates
Newsflash repository housing all recent regulatory updates
Monthly webinars recapping recent updates along with tools and technology training
Management team available for sales support (webinars, lunch and learns, etc.)
OUR TECH STACK
POINT OF SALE (POS)
NCINO
LOAN ORIGINATION SYSTEM (LOS)
ENCOMPASS
CUSTOMER RELATION MANAGEMENT (CRM)
SUREFIRE CRM
Hybrid eClosings (over 85% usage)
Mortgage Market Intelligence
AI Income calculator
Centralized help desk and ticketing platform
Want to know more?
HEADQUARTERED
In Richmond, Virginia
FOUNDED IN 1995
Backed By A Nearly 100-Year-Old Community Bank
PRESIDENT MARK FOX
Co-Founder Of The Organization
C&F Mortgage is a wholly owned subsidiary of C&F Bank, so we operate like an IMB with the Bank providing liquidity and portfolio products.
98%
CUSTOMER SATISFACTION RATE
100K+
FAMILIES SUPPORTED
$21B+
IN TOTAL CLOSED LOANS
ESTABLISHED INDUSTRY EXPERT
STABILITY AND ADAPTABILITY
ENGAGED LEADERSHIP TEAM
Innovative Financing Solutions
ESTABLISHED INDUSTRY EXPERT
STABILITY AND ADAPTABILITY
ENGAGED LEADERSHIP TEAM