BEGIN:VCARD VERSION:3.0 N:;Orner Team;; FN:Orner Team ORG:C&F Mortgage Corporation TITLE:Loan Officers TEL;TYPE=CELL: TEL;TYPE=WORK;VOICE:757.705.1147 EMAIL;TYPE=work:torner@cfmortgagecorp.com ADR;WORK;PREF:1400 Alverser Drive Virginia Midlothian 23113 URL;TYPE=application:https://app.cfmortgagecorp.com/dr/c/j5j31 PHOTO;ENCODING=b;TYPE=JPEG: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 END:VCARD