Maria Pacheco
Maria Pacheco

Bilingual Loan Officer, NMLS# 1909372

Address: 2050 Gordon W Shelton Blvd Suite 101, Fredericksburg, Virginia 22401
O: 540.548.8855 ext 73626 F: 804.419.2993

Your Local Industry Expert.

At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start the finish.

Contact us today to learn more about the mortgage process and how we can work together on your journey to home financing.

Call me with your home financing questions today!

-Maria Pacheco

Why C&F Mortgage?

Local Industry Expert

We have 25 years in the business, helped 90,000+ families and closed over $17 billion in loans. We are a trusted local lender focused on your success.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

Home Financing Process

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Frequently Asked Questions

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Required Documentation

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Products and Programs

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