Maria Pacheco
Maria Pacheco

Bilingual Loan Officer, NMLS# 1909372

Address: 2050 Gordon W Shelton Blvd Suite 101, Fredericksburg, Virginia 22401
O: 540.548.8855 ext 73626 F: 804.419.2993

Your Local Industry Expert.

At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start the finish.

Contact us today to learn more about the mortgage process and how we can work together on your journey to home financing.

Maria was always available and made sure all questions were answered and we understood the answer. Her answers were clear and direct, which we appreciated. Whenever we called or texted her, she was always available or got back to us quickly. She was wonderful. And when things happen, she would always explain and being very transparent about any situation that came up, which was nice to know someone would always tell us the truth and be honest with us. She had our back throughout the whole process.

by Mally

Maria really wanted to help us get the best rate possible. She had great concern for us in these crazy times. We did get a great rate and she showed up at the closing to make sure everything ran smoothly. Thank you, Maria.

by Teresa

She is the best! I appreciate everything she did from the start to the end in buying my house. I would highly recommend her and her mortgage company to friends.

by Elvia

Why C&F Mortgage?

Local Industry Expert

We’ve built our reputation as a trusted lender since 1995 by supporting 90,000+ families, closing $18.5 billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

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