Construction: C&F One-Time Close Construction Loan Program

Modify to a permanent secondary market fixed rate mortgage at the current market rate Or, remain as a 7-year balloon product – loan must be paid off or refinanced at the end of the 7-year term This product is an excellent option for those looking to build their dream...

Renovation Loan: Fannie Mae Homestyle

Program Highlights: Purchase or refinance Primary, second home or investment property Requires as little as 5% down on primary residences and 10% down on second homes and investment properties

Renovation Loan: FHA 203(k)

Program Highlights: Used for remodeling and repairs Purchase or refinance Primary residence only Loan amount based on the lesser of as-completed value of the home or sales price, plus the total cost of renovation Requires only 3.5% down payment Allows monetary gifts...

VA Loan

Program Highlights: Up to 100% financing (purchase only) More credit flexibility No monthly mortgage insurance No first-time homebuyer requirement Gift funds acceptable for closing costs A variety of terms or loan types available Purchase or...
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