new website logo
Lauren Baugh

Loan Officer, NMLS# 2019149

Address: 1400 Alverser Drive, Midlothian, Virginia 23113
O: 804.858.8394 F: 804.419.2973

Your Local Industry Expert.

At C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start to finish.

Contact us today to learn more about the mortgage process and how we can work together on your journey to home financing.

Lauren was so knowledgeable, patient, and communicative. She held our hands through the entire process (it was our first time refinancing a mortgage) and she explained every step and answered all of our questions. She worked hard to get us the best possible outcome and we are eternally grateful and amazed at how much money we'll be saving on a monthly basis thanks to her hard work! We cannot say enough about the wonderful job she did for us and I've already recommended her to others.

by Kathryn R.

This was my first time having a refinance done and I was clueless. Lauren was so patient and professional. I left our conversations feeling confident in my decisions and her quick response time to emails and phone calls left me feeling stress-free. I've already suggested her to some friends and will definitely be going to her for all my future needs!

by Ellen G.

Lauren was thorough in explaining the application/loan process, keeping me up to date on what was happening, and quick to respond with any questions I had. Thanks for making my loan process super easy!!!

by John Franklin P.

Why C&F Mortgage?

Local Industry Expert

We’ve built our reputation as a trusted lender since 1995 by supporting 100,000+ families, closing $20 billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions

We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online

Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist

Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.

C&F University

C&F Mortgage is focused on helping all homebuyers navigate the home financing journey with ease. We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.

Helpful Articles

Translate »