BLOG POST | JUNE 2020
How to Finance Your Home From Your Living Room
At C&F Mortgage, we’re focused on you and we’ve made it our mission to simplify the mortgage process as much as possible. Nowadays, so much can be done right from the comfort and safety of your own home, so why should applying for a mortgage be any different? We have great news - it doesn’t have to be!
We’ve made it our priority to invest in robust technology that allows our business to be fully operational for you both in-person and online. While we love meeting our clients face to face during the mortgage process, we understand that sometimes it makes more sense to manage the relationship virtually as much as possible. No matter how you choose to make the leap toward homeownership, we’re focused on you from start to finish. Whether you’re applying online or in-person, you’ll receive our undivided attention.
The Virtual Mortgage Experience
You can reach a C&F local industry expert anytime. We’re only a call, text or email away and we’re here to help. We welcome each and every one of your questions about the home buying and mortgage application process. We know that financing your home is one of the most important investments you’ll make, so we want to make sure you have all of the information you need upfront to make an educated purchase decision.
Pre-Qualification is Key
It’s imperative to become pre-qualified at the beginning of your home search. With so much competition amongst buyers, you’re more likely to appeal to a home seller if they know you’ve already done your homework and gotten pre-qualified to purchase their home. It can also help you move through the process more quickly! Likewise, if you’re planning to refinance, a pre-qualification will let you know how much you can afford to borrow for your refinance loan.
Fortunately, you can become pre-qualified from the comfort of your home when you work with us. Get started online with C&F Express, our online application platform. This will walk you through the pertinent aspects of the loan application and sync with your accounts to pull necessary documentation - no printing needed! Once this process is complete, you’ll be well on your way to receiving a pre-qualification.
The Remote Mortgage Process
Once you’ve found your dream home or you’re ready to refinance your current home, we’ve got you covered with our online mortgage process. Our C&F Mortgage operations team can connect with you virtually to satisfy any conditions or order services that are needed to move forward with the mortgage application process. If you have questions as you’re going along, you can always reach out to your mortgage team for answers.
As a final step on your journey to buying or refinancing a home, once your loan moves into closing, we’ll finally get to meet you face-to-face and have you sign a few documents in-person to complete the transaction. After that, Congratulations - you just remotely financed your home.
Get in touch with us today if you’re looking to buy or refinance a home. At C&F Mortgage, we’re local industry experts focused on you!
The information contained herein (including but not limited to any description of C&F Mortgage Corporation and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. Restrictions apply. This is an advertisement and not a commitment to lend. C&F Mortgage Corporation NMLS# 147312 Equal Housing Lender.